Best Online Bank Bonus Now Without Direct Deposit Requirement 2022

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In 2022, several online banks offered enticing bonuses without the need for direct deposit, making it easier for customers to earn rewards. These promotions typically required a simple account opening and a minimum deposit, allowing users to access cash bonuses without the hassle of setting up direct deposits. Banks like Discover and Chime attracted new customers with competitive offers, appealing to those seeking flexibility in managing their finances. This trend highlighted the growing competition among online banks to attract customers with attractive incentives and user-friendly account features.