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Many banks offer enticing sign-up bonuses to attract new customers, even without requiring direct deposit. These promotions typically involve opening a new checking or savings account and meeting specific criteria, such as maintaining a minimum balance or completing a certain number of transactions. This flexibility allows individuals who may not have a regular paycheck to still benefit from these bonuses. However, it's essential to read the fine print, as terms and conditions can vary significantly between institutions. Overall, these offers can provide a great incentive for those looking to maximize their banking experience.